Privacy Policy
ClearFundGuide.com ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, who we share it with, and your rights regarding your personal data.
By using our website and submitting information through our forms, you agree to the terms of this Privacy Policy.
1. Information We Collect
We collect information you voluntarily provide when you fill out a form on our site, including:
- First name
- Email address
- Requested loan amount
- Self-reported credit score range
- Any additional information you choose to provide
We also automatically collect certain technical information when you visit our site, including:
- IP address
- Browser type and version
- Pages visited and time spent on site
- Referring URL
- Device type
This technical data is collected through cookies and standard web analytics tools (including Google Analytics).
2. How We Use Your Information
We use the information you provide primarily to connect you with lending partners who may be able to offer you a personal loan. Specifically, we use your information to:
- Match your request with relevant lending partners and their advertising networks
- Transmit your information in real time to those partners so they can evaluate your loan request
- Enable lending partners to contact you about your loan request — including by email, phone call (which may be automated or use a pre-recorded voice), or text message
- Improve our website and user experience
- Maintain consent and submission records as required by law
- Comply with legal obligations
3. How We Share Your Information
When you submit a form on ClearFundGuide, your information is shared with one or more lending partners and their affiliated advertising networks for the purpose of evaluating your loan request and connecting you with potential loan offers. This sharing happens in real time at the moment of form submission.
Who receives your information: We work with a network of third-party lenders, lending marketplaces, and affiliated advertising partners. When you submit a form, your information — including your name, email address, loan amount, and credit score range — is transmitted to one or more of these partners. Those partners may in turn share your information with their own lender networks. Partners who receive your information may contact you by email, phone (including via automated or pre-recorded calls), or text message regarding your loan request.
Third-party advertising: We participate in affiliate advertising networks. These networks may serve content and advertisements within our site, and we may share data with them as part of that relationship. We receive compensation when a connection between you and a lending partner is made.
We do not sell your personal information to unrelated third parties — meaning parties with no role in evaluating or fulfilling your loan request.
We may also share information with:
- Analytics and site operations providers (e.g., Google Analytics, Cloudflare)
- Law enforcement or regulatory authorities when required by law
4. Telephone and Text Communications
When you submit a form on our site, you expressly consent to being contacted by ClearFundGuide and the lending partners in our network. This contact may include telephone calls, text messages (SMS), and emails related to your loan request. Telephone calls may be made using an automatic telephone dialing system (autodialer) or pre-recorded voice. You are not required to consent to receive automated calls or texts as a condition of receiving any services. You may opt out of further contact at any time by notifying us at privacy@clearfundguide.com or by following the opt-out instructions in any communication you receive.
5. Consent and Submission Records
To comply with applicable law, we log certain technical data at the time you submit a form on our site. This includes the date and time of submission (UTC), your IP address, referring page URL, and browser information. These records allow us to document your consent to our terms and to the contact described in Section 4. We retain these records for a minimum of five (5) years.
6. Cookies
We use cookies to understand how visitors use our site and to improve performance. You can control cookie settings through your browser. Disabling cookies may affect some site functionality.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, or as required by law. Consent and submission records are retained for a minimum of five (5) years. You may request deletion of other personal information at any time (see Section 9).
8. Data Security
We use industry-standard measures to protect your information, including HTTPS encryption on all pages. However, no transmission of data over the internet is 100% secure. We cannot guarantee the absolute security of your data.
9. Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal data we hold about you
- Correction: Request that we correct inaccurate information
- Deletion: Request that we delete your personal information (note: consent records required by law may be retained)
- Opt-out: Opt out of having your information shared with lending partners
- Revoke consent: Withdraw your consent to be contacted by telephone or text at any time
To exercise any of these rights, contact us at privacy@clearfundguide.com.
10. California Residents (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete it, and the right to opt out of its sale. We do not sell personal information as defined by the CCPA. For CCPA requests, contact privacy@clearfundguide.com.
11. Children's Privacy
Our site is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has submitted information to us, please contact us and we will delete it promptly.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of the site after changes constitutes acceptance of the revised policy.
13. Contact Us
Privacy inquiries: privacy@clearfundguide.com
ClearFundGuide.com